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Three layers of protection that work alone or together, so your policy fits your home and your life.
The essential coverage for the place you live. Dwelling protection helps pay to repair or rebuild the structure of your home after a covered loss.
Fire, wind, hail and other covered events can cause damage that is costly to put right. This coverage is designed to help protect the investment you have made in your property, subject to policy terms, limits and exclusions.
Ideal for: Homeowners seeking essential protection for their property.
Your home is more than walls and a roof. Personal belongings coverage helps pay for furniture, clothing, appliances and other possessions damaged or lost in a covered event.
Replacing a household's worth of items can be a heavy burden. Taking stock of what you own and choosing suitable limits can help you plan for the unexpected, with coverage subject to the terms of your policy.
Ideal for: Households who want their everyday possessions protected.
Protection that goes beyond property. Personal liability coverage can help if a visitor is injured at your home or you are held responsible for damage to someone else's property.
Accidents on a property can lead to medical bills and legal costs. This coverage is designed to help shield your savings and income from those expenses, within the limits and terms of your policy.
Ideal for: Homeowners seeking broader financial protection beyond their own property.
The right mix of coverage helps when the unexpected shows up at home.
Dwelling protection can help with covered wind and hail damage.
Covered fire and accidental damage can touch every room.
Good maintenance and good coverage work well together.
Personal belongings coverage helps safeguard the things that make a house a home.
Mix dwelling, belongings and liability protection to build a policy that fits your home.