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Our home plans

Three layers of protection that work alone or together, so your policy fits your home and your life.

Family house with a lawnCore Protection

Dwelling Protection

The essential coverage for the place you live. Dwelling protection helps pay to repair or rebuild the structure of your home after a covered loss.

Fire, wind, hail and other covered events can cause damage that is costly to put right. This coverage is designed to help protect the investment you have made in your property, subject to policy terms, limits and exclusions.

  • Structure Repair & Rebuild
  • Attached Structures
  • Covered Storm & Fire Damage

Ideal for: Homeowners seeking essential protection for their property.

Furnished dining and living areaEverything Inside

Personal Belongings Coverage

Your home is more than walls and a roof. Personal belongings coverage helps pay for furniture, clothing, appliances and other possessions damaged or lost in a covered event.

Replacing a household's worth of items can be a heavy burden. Taking stock of what you own and choosing suitable limits can help you plan for the unexpected, with coverage subject to the terms of your policy.

  • Furniture & Appliances
  • Clothing & Electronics
  • Theft & Covered Damage

Ideal for: Households who want their everyday possessions protected.

Cottage with a gardenAdded Peace of Mind

Personal Liability Coverage

Protection that goes beyond property. Personal liability coverage can help if a visitor is injured at your home or you are held responsible for damage to someone else's property.

Accidents on a property can lead to medical bills and legal costs. This coverage is designed to help shield your savings and income from those expenses, within the limits and terms of your policy.

  • Guest Injury Protection
  • Third-Party Property Damage
  • Legal Defense Support

Ideal for: Homeowners seeking broader financial protection beyond their own property.

When coverage counts

Built for real-world moments

The right mix of coverage helps when the unexpected shows up at home.

Brick house after a storm season

After a storm

Dwelling protection can help with covered wind and hail damage.

Family kitchen

Kitchen mishaps

Covered fire and accidental damage can touch every room.

Person maintaining a home window

Everyday upkeep

Good maintenance and good coverage work well together.

Comfortable living room

Protecting what you own

Personal belongings coverage helps safeguard the things that make a house a home.

Combine plans. Live covered.

Mix dwelling, belongings and liability protection to build a policy that fits your home.